Why Do Employees Need A Benefit Plan?
- They are an important part of any compensation strategy
- Group benefits can help you compete for the best talent, giving them a meaningful incentive to join your company and grow with you.
- Comprehensive benefits are available at an affordable price
- Easy administration with fast and fair claim services with direct deposit of claim payments to employees' bank accounts
- Information at your fingertips with Plan Member and Plan Administrator secure internet sites.
- Pre-authorized debit service for easy monthly premium payments
- Flexibility - no matter your group's size - from two to thousands- we can design a benefits plan that fits.
- Strong levels of local service - we pride ourselves on plan member satisfaction.
Our Services
We work with employers to develop the most appropriate Employee Benefit Plan and Employee Retirement Plan for the unique needs of their business. We believe that choices of carrier and pricing are secondary to ensuring the proper plan design. As an independent broker, we are able to access the marketplace to find the best solutions once the plan is properly designed.
As your Employee Benefit Specialists, Lighthouse Wealth Management Will...
- Uncover the unique insurance needs of your business by a thorough fact finding meeting
- Prepare a comprehensive report that outlines your current situation; the gaps that exist and recommend the best solution to meet your needs - one that is tax effective & sustainable for the long term
- Provide training and ongoing support for your plan administrator
- Through individual or group meetings, ensure that your employees understand the plan, what you are doing for them and how the group insurance coordinates with their individual coverage
- On at least an annual basis, keep you informed regularly of how your plan is performing and claims trends (some carriers have direct internet access for your use!)
- Provide an informative analysis of the plan each year as it renews
- Ensure that as your business evolves, your employee benefit plan adapts to meet your changing needs
- Provide excellent, ongoing, local service for you, your employees and your administrator
Some of the products we provide include:
- Employee Benefit Services
- Employee Retirement Plans
- Self Employment Insurance & Services