Critical Illness Insurance
No one plans to get sick, but when something unexpected happens, you can help yourself and your family by being financially prepared.
Critical illness insurance is designed to help financially support patients before, during and after treatment by providing a lump-sum benefit when a critical illness is diagnosed.
To help estimate how much critical illness insurance you may require to help cover your personal and business needs, use our critical illness calculator.
Coverage is now available for both adults and children.
With a host of standard features, you can be confident the Critical Illness Insurance plan affords quality protection to help alleviate financial stress often caused by a critical illness or condition.
This plan provides a one-time, lump-sum benefit if you're diagnosed with a critical condition as defined in the policy, and you satisfy the survival period.
You choose the type and amount of coverage and the options you need. you decide how to spend the money.
These plans include the following features:
- Coverage for the 3 most commonly claimed critical conditions (with the option to add coverage for up to 22 critical conditions):
- Coverage from $10,000 to $1 million for personal protection and from $10,000 to $2 million for business protection (total personal and business coverage cannot exceed $2 million).
- Guaranteed premium for the basic policy and any optional benefit riders (except the Second Event Rider and coverage added to the policy through the Automatic Increasing Benefit Rider).
Heart Attack
Life-Threatening Cancer
Stroke
One of the options a lot of clients consider is a Return of Premium which guarantees a specified percentage of your total premium will be returned to you at a later stage in life if no claims are made against the policy.